Can I stop foreclosure and my mortgage loan be rewritten so that I can better afford to stay in my home?

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Yes, but the lender has to be motivated for some reason to re-write your loan agreement/contract and the motivation is usually because you can prove they have violated the law regarding your mortgage and they are likely to lose in court if you challenge the foreclosure. Rather than lose in court lenders can work with you to rewrite your loan with better terms and conditions that allow you to be able to better afford your mortgage payments.

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