Where My Passion To Help People Stop Foreclosure Came From – My Story

Your not alone many others, like myself, have gone through foreclosure; but you don’t have to lose your home like I did. 10 year ago I went into default and through a foreclosure and lost my home. I know what it is to go through the emotional stresses, fears, worries, family problems and social issues that go along with it. As a result of that experience and a few other things I became determined to learn the law and help other people defend their rights. So take action today and get foreclosure expert – foreclosure solutions assistance quick from someone who cares.

For the next several years after that experience I learned a lot about the law including in and out of court procedures to win disputes with banks and with governmental agencies, etc…. To my friends and family I became the local guy to go to for help with law research and the one to do paperwork and the man they would learn about the law from.

Since then I have become a “Next Friend” and quite the expert in teaching and helping people fighting banks and other entities, helping people win by doing the paperwork and research for them. A next friend is recognized by the Supreme Court of the United States of America as a non-attorney, non- bar member who does research and drafts paperwork for people, “… the preparation [of petitions] must never be considered the exclusive prerogative of the lawyer. Laymen … should be allowed to act as “next friend” to any person in the preparation of any paper or document or claim, so long as he does not hold himself out as practicing law or as being a member of the Bar. Johnson v. Avery, 1969.

Much to my dismay and surprise I found that there are ways to stop foreclosure and I did not have to lose my home. Well, as you can imagine that made me quite angry especially since there is nothing I can do about it now after all these years in my case. However, I determined that I can stop these guys/banker from taking advantage of other people like you because in the vast majority of the cases it is the banker/lender that is in the wrong not the borrower. Therefore, get foreclosure solutions assistance quick with somebody who really cares asap.

I have found so much great foreclosure law information and techniques and stop foreclosure answers, and the need is so great I decided I have to make this available to as many people as I can so that they have every chance not to go through what I went through in losing my home and all the social and family and credit problems that go with being foreclosed on. The information and service I provide can help you with stop foreclosure answers and turn things around and get your life back on track. Now is the time to Get foreclosure solutions aid immediately from people that wants to help you win today.

Now you know a little bit of why I have a passion to help you with stop foreclosure answers and created the Help To Stop Foreclosure ASAP – Over The Weekend Home Study Course. Get foreclosure solutions/Foreclosure Expert support immediately from somebody that wants to help you win as soon as possible. I want to help make sure you have a fighting chance to keep your home and stop the lender from getting away with violating the law and getting away with it and worst of all harming someone else, that being you, in the process like they harmed me. But you can’t have that kind of passion working on your behalf unless you give me a chance to help find some foreclosure answers for you. Give a foreclosure expert a chance today before it’s to late! Search out foreclosure solutions aid quick from people who really cares asap.

Don’t Forget You Can So Get Initial Access Now To Some Free Expert Help! Complete the Member Form in the Side Bar or Pop-up or Below Just with Your Name and Email or Connect Secure With Facebook. Do it Today!

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1. Help To Stop Foreclosure ASAP – Over The Weekend Home Study Course With Continual Help in the Days, Weeks or Months that Follow Help to Stop Foreclosure...
2. Three Standard Help To Stop Foreclosure Pricing Plans Three (3) Standard Plans Fee – Price Payment Options: We have a course plan available...

Three (3) Standard Plans

Fee – Price Payment Options:

We have a course plan available to suit your needs and budget that can help you stop foreclosure, the important thing is to get going right way and take the steps needed fast.

If you have additional budgeting needs and need to break payments up in a format not listed in one of our basic plans I will be happy to work with you.

I recommend and ask you to signup for our $7495.00 Plan B, But Stop! Don’t Worry – Because If That is To Much For You (which is understandable under the circumstances) We Have a Great $600.00 down program you can go with! Read On!!!

Plan A. You pay $600.00 down and $295.00 a month and a Foreclosure Expert will help you take the needed steps to stop foreclosure by helping a local attorney you find, or if you cannot afford an attorney or don’t want one for whatever reason we help by helping you present your case in court yourself with the proper paperwork. We can help you find the attorney. We draft the paperwork needed. The average time to fight a foreclosure suit is 6 – 18 months.

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Plan B. You Pay a $7,495.00 one time payment and a Foreclosure Expert will help you take the needed steps to stop foreclosure helping a local attorney you find or you can present your case in court yourself with the proper paperwork. We can help you find the attorney commonly available but special networks. You will have an expert working on your behalf immediately upon receipt of you payment and paperwork. We draft the paperwork needed. Again, the average time to fight a foreclosure suit is 6 – 18 months.

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Plan C. You make two payments a $3,500.00 payment and a 3,995.00 paymentand a Foreclosure Expert will help you take the needed steps to stop foreclosure helping a local attorney you find or you can present your case in court yourself with the proper paperwork. We can help you find the attorney by way of commonly available but special networks. You will have an expert working on your behalf immediately upon receipt of you payment and paperwork. We draft the reports/paperwork needed. Again, the average time to fight a foreclosure suit is 6 – 18 months.

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We can help you win most of the time because we help you and your attorney present your case on multiple battle fronts including violations of: Truth In Lending (TILA), RESPA (Real Estate Settlement Procedures Act), HOEPA (Home Ownership and Equity Protection Act), UDAP (Unfair and Deceptive Acts and Practices), Contract Law, Plain Language Laws and other law violations. Attacking the Lender on so many fronts tends to overwhelm the Bank/Lender foreclosing and helps the homeowner win the case the majority of the time with the Lender settling out of court the vast majority of the time when the homeowner wins.

To have the best chance of us helping you stop the foreclosure against your property contact me right way. Time tends to be one of the biggest enemies against people in foreclosure matters that’s why you need to do something now to save your home and all the time and money and investment you have put in to your home. Call me at 775-249-3151 or 845-234-4513, or email me at webmaster@help-to-stop-foreclosure.net and include the best phone number to reach you at and the best times to call morning and evening.

Remember You Can So Get Access Now to Some Free Expert Help! Complete the Member Form in the Side Bar or Pop-up or Below Just with Your Name and Email or Connect Secure With Facebook. Do it Today!

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Mortgage Forebearance – BEWARE

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It’s my understanding that a mortgage forebearance offer came to William and Esperanza Casco, owners of a grocery store, and they were earning enough money to make their mortgage payments on time and they kept their mortgage current.

However, JPMorgan Chase & Co. offered the couple a mortgage forebearance plan that reduced their mortgage payments, so the couple thought they could use the extra money and signed up.

The Cascos say their payments were always on time and they never missed a payment. When the bank decided the smaller payments, which were the result of the mortgage forebearance, were not enough and foreclosed on them, it shocked and horrified them.

Unfortunately, the Cascos mortgage forebearance story is far too often happening across our great country by homeowners who claim that banks didn’t follow through with the agreement made with them.

Too many struggling homeowners say that they’re receiving little help from the U.S. government’s $700 billion rescue that was supposedly aimed to help the homeowner directly.

According the Treasury Dept stats, approx one-third of the 1.4 million homeowners that were accepted into the mortgage modification program this last year have actually had their mortgage payment reductions made permanent.

A Mortgage Forebearance Nightmare

“It is extremely unfair that someone like me and my wife who have owned our home for 17 years and never missed a payment could end up in foreclosure,” said Mr. Casco, through a Spanish interpreter, as he talked about the mortgage forebearance nightmare he’s experiencing.

Chase spokesperson, Gary Kishner, stated the bank treated the Cosco couple fairly and was not able to comment on whether the Cascos had been current on their mortgage forebearance payments.

Mr. Kishner mentioned “We worked with the borrower to give him as many opportunities as possible to qualify for a modification,” and also said ”However, they were not able to do so and therefore we were forced to foreclose on the property.”

Mortgage Forebearance – Be Smart

“I think that banks are playing games with us,” William Casco said.

Mr. Casco stated when he refinanced his home in 2006, to pay for a new a meat counter at his store in the industrial Los Angeles suburb of South Gate, that his monthly mortgage payments to Washington Mutual Inc. went up to $2,765.

Chase had begun to acquire Washington Mutual in January 2009 when Casco stated it sent a letter telling him he qualified for a lower forbearance rate. So, Casco sent the business paperwork and tax returns the bank was requested. His mortgage payment was then reduced – due to the mortgage forebearance - to $1,250, where it stayed for many months, then Chase told him to apply for a trial loan modification.

So, Casco sent Chase the necessary paperwork that was requested. His monthly mortgage payment rose to $2,363 in June, then went back to the mortgage forbearance rate in October. Casco said he continually made the payments that he was asked of him until August 2010, when Chase informed he and his wife that they were $50,000 behind on their mortgage payments and placed them in foreclosure. Mortgage Forebearance – BEWARE!!

The home has been sold and the Cascos are fighting eviction. He is considering whether to join an existing lawsuit or to persue a lawsuit on his own.

“I’m determined to do whatever it takes in order to keep my house,” said Casco. “I feel that a great injustice has been done to my family.”

Don’t let this happen to you. I offer a Free – No Obligation Consultation And Preliminary Audit of your mortgage situation as a first step to getting you non-attorney help to stop foreclosure.

Call (888) 819-6554 or fill out the Stop Foreclosure Help email form,

Click Here —>>  http://help-to-stop-foreclosure.net/

Get your forecosure solutions today!

Resources:

http://news.yahoo.com/s/ap/20101107/ap_on_bi_ge/us_loan_mod_foreclosures

Mortgage Forebearance may sound nice but in reality it can be a nice NIGHTMARE!

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Foreclosure crisis: Federal Bailout Oversight Panel Raises Alarms

During a recent hearing members of a congressional panel responsible for monitoring the government’s bailout programs gave alarm and frustration over the possible repercussions of the home foreclosure crisis.

This hearing conducted by the bipartisan Congressional Oversight Panel was initially to examine the Treasury Department’s foreclosure prevention programs designed to help the foreclosure crisis. But panelists actually focused much of their attention on the fact that some of the nation’s largest mortgage Servicers regularly submitted faulty and fraudulent foreclosure paperwork.

Sadly, the foreclosure crisis continues to rise.

Sen. Ted Kaufman (D-Del.), the panel’s austere chairman said in opening remarks that the problems “are already undermining investor and homeowner confidence in the mortgage market, and they threaten to undermine Americans’  fundamental faith in due process.”

Foreclosure Crisis: Uproar

Recent month’s revelations caused lenders such as Bank of America, Ally Financial and J.P. Morgan Chase to stop foreclosures temporarily and giving some hope that the foreclosure crisis was slowing. The uproar also has triggered numerous state and federal investigations, which led more homeowners to challenge the legitimacy of their foreclosures and prompted large investors to threaten lawsuits and insist that big banks purchase back failing loans during this foreclosure crisis.

The head of the Treasury Department’s  homeownership preservation office, Phyllis Caldwell, at the hearing called the behavior of the mortgage servicers “unacceptable.” Agency officials, she said, are examining the possible fallout and have insisted that Servicers follow the law.  “We’re looking at the situation very, very closely,” Caldwell told the panel members. “At this point in time, there is no evidence that there is a systemic risk to the financial system.”

Foreclosure Crisis: Skeptical Members

However, some members of the panel appeared skeptical, noting that if lawsuits from large investors grows, big banks could lose billions. “It is not a plausible position that there is no systemic risk here,” said panel member Damon Silvers, director of policy and special counsel to the AFL-CIO.

I offer a Free – No Obligation Consultation And Preliminary Audit of your mortgage situation as a first step to getting you help to stop foreclosure during this foreclosure crisis.

Call (888) 819-6554 or fill out the Stop Foreclosure Help email form,

Click Here —>>  http://help-to-stop-foreclosure.net/

Resources:

http://www.washingtonpost.com/wp-dyn/content/article/2010/10/27/AR2010102705228.html?sid=ST2010102705416

Foreclosure Crisis – what’s next?

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Get outstanding low cost and free foreclosure solutions help resources to help you stop your foreclosure Today!!! click –> foreclosure solutions Now!

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Find Out the Best Ways Possible to Get a Pro Bono Attorney or One on Contingency to Help You Stop Foreclosure or Do It Yourself Without an Attorney – You Decide!!!

Get the How To Stop Foreclosure Solutions… EBook Today!!!

This one of a kind Fresh, New and Unique powerhouse of foreclosure stopping information eBook is for both those who want to stop foreclosure using an attorney and it is for those wanting to stop foreclosure without using an attorney. This editorial viewpoint below is mainly for those wanting to hire and use an attorney’s help to stop foreclosure in addition to using this new eBook and the expert help that goes along with the Stop Foreclosure Solutions… eBook.

Click Here to Go To or Back To the Stop Foreclosure Solutions EBook Website

In this power packed eBook you will find out knowledge that can help you assist your attorney in winning your case and also how to find a good attorney at little or no cost that should need little to no assistance from you to win your case because he or she is the best one for the job of winning your case.

First, in this eBook you get Priceless expert info on what to look for in an attorney and great ways to stop foreclosure your attorney can to be using and doing to help you stop your foreclosure.

If you chose to get an attorney to help stop foreclosure you need to be able to know a little about the laws and procedures pertaining to your foreclosure case so you know what is going on with your attorney’s efforts to stop your foreclosure; then you can observe him or her and have some assurance that your attorney is doing his/her best to stop your foreclosure.

This eBook will give you the quick and easy info you need to either help you assist your attorney stop foreclosure or stop foreclosure yourself, whichever way, you decide.

The Supreme Court Said:

Homeowner-defendants with attorneys must make themselves competent to assist their attorney in their own defense to insure their case is moving forward in their favor. According to the 8th Cir. Court in US v. Hinton, 218 F3d 910 (8th Cir. 2000) “Due process requires that a defendant be tried only if he is competent to assist in his own defense.” This is because the minimum standards for you to have the best, or at least a reasonable, chance of defending and winning your case is for you to have enough knowledge to be able to assist your attorney in your own defense.

A Supreme Court Chief Justice Said:

Former Chief Justice of the Supreme Court of the United States Judge Warren Burger Said, “Chief Justice Warren Burger of the U.S. Supreme Court Warned “75 to 90 Percent of American Trial Lawyers are Incompetent, Dishonest or Both” This is partly because most attorneys are over worked and/or under staffed.

Many attorneys are overworked which can even to a Chief Justice of the Supreme Court make them look “incompetent, dishonest or both. It is a common belief that most attorneys are in it for the money; that being the case, unless they work for a Michael Jackson or an OJ Simpson who can pay them handsomely just to work for one client many attorneys feel they need to take on many, many cases in order to make good money.

Under those circumstances a client needs to be able to know what his or her attorney should be doing and make sure it is actually being done for them (the client) to have the best chance to win his or her case.

If you get an attorney, assisting him or her plus making sure things are being done in your favor is what you must do for your foreclosure case in order to know your attorney is handling your foreclosure case properly to your satisfaction.

This information packed eBook has the content you need to help you be able to better assist your attorney in his or her efforts to win your case.

Now, of course you cannot learn as much about the law as an attorney knows, but you can certainly learn enough to effectively assist your attorney in having the best chance of winning your case, and that is all you need, and that’s the knowledge this eBook provides.

Second and further, since you can get effective knowledge to assist an attorney from this eBook you also have enough knowledge to have the best chance of winning your case yourself if that is your goal.

Therefore, either way with or without an attorney you can get the outstanding information you need to help you win your foreclosure matter and come out on top.

Third, in this eBook you can find out how to hire an attorney to do the best job for you in solving your foreclosure problems, one that should need little to no assistance from you to help them in their efforts to win your case.

Of course, it would be easier for you if you just get an attorney that you can trust to do the best job for you at the lowest price, preferably pro bono or contingency or hybrid contingency. In this eBook you will be given the guidelines you need to find the best attorney for you to help you win your case.

Click Here to Go To or Back To the Stop Foreclosure Solutions EBook Website

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You Can Now Find Help To Stop Foreclosure Is On Bloglines.com and PRLog.org

Get the help you need. VIsit Help To Stop Foreclosure on these sites them come back and let foreclosure experts help you, lets chat.

Bloglines:
http://www.bloglines.com/blog/help-to-stop

PRlog.org
http://www.prlog.org/10161192-count-innovative-ebook-stop-foreclosure-resources-to-the-list-of-the-other-foreclosure-solutions-pt1.html

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Get Help To Stop Foreclosure Experts Solutions Info on iTunes

Now you can have access to great stop foreclosure expert information on the iTunes podcast from Help to Stop Foreclosure. Click on the Below link today for the iTunes podcast site, and visit the http://help-to-stop-foreclosure.net and http://help-to-stop-foreclosure.com websites for more comprehensive info.

http://itunes.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=300260056

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Help To Stop Foreclosure is introducing new foreclosure resources, video podcasts.  This new member of the sites foreclosure solutions arsenal of resources will include foreclosure help and assistance through foreclosure videos and foreclosure podcasts. The first foreclosure video podcast has been added.

This first and new foreclosure podcast covers a fantastic tips and secret that you can learn more about in the in the new eBook to help you stop your foreclosure. The first podcast tip can help you void your mortgage and bring the lender/bank back to the negotiating and bargaining table.  It can help you avoid and prevent foreclosure and keep your home and property.

Help To Stop Foreclosure is the place you can find many different areas of discussion on how to stop foreclosure, from TILA, RESPA and HOEPA to Bailout and Notary violations and fraud issues.

Check out the foreclosure video podcast and stay tuned/subscribe for many more.

Click here for the latest foreclosure podcast.

Click here for the first podcast.

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Two Great Options  – Stop Foreclosure Easy Payment Plans

Below are two outstanding stop/prevent foreclosure easy payment plans:

The first options is for those ready to have their foreclosure issue project managed by expert at an incredibly low cost.  You will also receive the tutoring and expertly drafted paperwork you need to help you paralyze the lender stop foreclosure and get the lender to the negotiation table again. This is a $7495.00 plans broken down into monthly payments and the payments will likely end before the 7495.00 limit is reached because you foreclosure matter settles before all payments are made. Yes, get both a limit of $7495.00 that our help to stop foreclosure will cost you and  all payments do not have to be made if you foreclosure issue is settled in the normal amount of time 6 to 12 months. So you can wind up only paying half the normal amount to have you foreclosure matter project managed and settled by experts.

The Second Options if a fantastic opportunity of those who think there foreclosure should be able to be settled easily or they don’t have or don’t want to spend the money for a full long term project management of their foreclosure matter.  With this great plan experts will do their best to examine your foreclosure details and help you to develop a devastating defense against your lender to stop foreclosure. This plan comes with 6 full weeks of consultations and expert drafting of your paperwork to help you prevent your foreclosure and bring the lender back to the bargaining table to treat you fairly, lower your payment burdens so you can afford to stay in  your home.

Let’s Chat about These Programs If you are Unsure – To See Which is Best for You – Click Here or call 775-249-3151

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12 Top Stop Foreclosure Solutions EBook Learn How To Get the 300 & 700 billion dollar Foreclosure Bailout Ways Out To Work For You. Get the Foreclosure Help You Need.At a very Affordable Price Find out How To Stop Foreclosure Today! Click Here >>> Foreclosure Solutions  Order By Paypal – Only $77.00 – One Time Payment Today!!!

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1. Three Standard Help To Stop Foreclosure Pricing Plans Three (3) Standard Plans Fee – Price Payment Options: We have a course plan available...
2. Mortgage Forebearance – Think Again Mortgage Forebearance – BEWARE   [lockcontent] It’s my understanding that a mortgage forebearance offer came...

Help Desk FAQ’s – New Information has been added.

A foreclosure expert has added new and vital information to the Stop Forclosure Help Desk FAQ’s, so go check it out and have your questions answered by an expert. Click Here

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It is Here! The  Help To Stop Foreclosure New “Stop Foreclosure Solutions” EBook is here. It features the Top Ways Experts Use to Stop Foreclosure and the best common sense approaches.  Get help to Avoid Foreclosure. The foreclosure solutions help you need is now easy to afford!  Find out about the Foreclosure Bailout available for homeowners in need of stopping foreclosure and how to make it work for you.  Yes now, Foreclosure Expert help and assistance is here and at a very very affordable price tag.  Foreclosure help can be yours now – Please Order Today!

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