Welcome to another edition for our Ezine-Newsletter as always you will find some very useful and sometimes very revealing information. Best of all its free so tell your friends.

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God Bless!

Guy Te

Date of Newsletter: 01-2008-09

This Issue Number, Category and Headline: Issue # 3 - Real Estate / Stop Foreclosure: Stop Foreclosure Tips and Secrets and Traps to Avoid – Get Out Of Foreclosure Expert Help Guidelines

You can stop foreclosure and below are some tips and secrets and traps to avoid in the process and where to find more information and tips. As you will see in the first tip time is very important so act now to have the best chance of stopping your foreclosure and saving your home.

The “You Have a Lot of Time” Trick:
Don’t fall for the “You have a lot of time” trick. Don’t wait get help to answer the complaint against you in court right now. The Bank may tell you that you have months before your house is sold. That may be true but you only have days to answer their complaint against you in court or you lose by default. You can still fight after that and win but it makes is a little harder.

In general you have only 20 to 30 day or maybe less, depending on your state, to answer the complaint before the Lender can and probably will put in for a default judgment against you for not answering the complaint.  If you have already waited to long don’t wait any longer your situation can be recoverable even after your home is sold so don’t wait any longer get help now.

Show Them You’re Ready for Battle so You Don’t Have To:
Many times banks will be much more willing to negotiate and fair deal for you and re-write/recast the loan if they see you are gearing up for a big court battle because they could wind up paying an attorney $100.000.00/one hundred thousand dollars or more if it takes months and months to fight you in court.

Have You Been Setup:
Misapplied Late Fees - Penalties and Overcharges can Push Homeowners into default. You may have been setup by the lender and servicer to go into default by unlawfully stacking up on you late fees and penalties and overcharges.

It Can Cost More - Not Less - to do Little or Nothing to Fight Foreclosure:
Many people think they don’t have enough money to fight foreclosure when in reality they should be thinking they don’t have enough money “Not” to fight foreclosure. Don’t fall for the concept that it will cost to much to fight foreclosure.  It can cost you less to fight foreclosure than to just give up and leave your home and do little or nothing.

For instance, many times for various reasons, people decide, or their attorney’s tell them, to stop paying their mortgage payments while fighting the bank in or out of court to stop foreclosure. Say your mortgage payment is $2000.00 per month and the court battle is 12 months that is $24000.00 saved for the time being.

This money can be saved up and used towards the settlement to stay in your home or used to pay down on an apartment if you have to move out or it can be used as a down payment on a new home when the time comes.

Also if you count up the money you will save or not waste that went into: previous repairs on your home, and the origination and closing costs you paid to buy your current home, or paying such costs to buy a new home, or paying down money on an apartment you can easily save and/or not waste another $15,000 to $20,000 thousand.

Plus consider if you just let the bank foreclose it will mess up you credit rating even more and people who have lower credit rating pay up to $100,000.00 more than someone with a good rating over the life of a 30 year mortgage, and similarly with other credit purchases you would pay a lot more in interest.

For just letting foreclosure go through without a fight all together that’s over $135,000.00 down the drain over time that you could have saved or not wasted. So fight foreclosure and better your money situation. With the Help to Stop Foreclosure program it costs you just $7495.00 one time or just $600.00 down and less than $295.00 a month to help you prevent a loss of up to $135,000.00 or maybe more and help you save your home ASAP. Register for Help To Stop Foreclosure Today! Go To http://help-to-stop-foreclosure.net/ Click Now!!!

Also for more tips and information like "Why it Can Cost Less Not More to Fight Foreclosure" and "Why it is Not as Hard as You May Think to Beat the Big Bad Bank," etc.... Again Go To http://help-to-stop-foreclosure.net/ Click Now!!! 

Without Prejudice - All Rights Retained
Copy Claim June 2008, Watson Lord and Watson - Guy Te Watson