November 11, 2010
Loan Modification
According to a recent posting on Bloomberg, Richard Neiman, the New York State superintendent of banks stated that mortgage companies make the loan modification problem worse because they actually lose paperwork. The California Reinvestment Coalition found in a survey they conducted of 40 counselors that represent around 14,000 homeowners, these counselors all said servicers had either ignored or even lost loan modification paperwork.
Regarding loan modification paperwork being lost, Joe Ridout, a spokesperson for Consumer
Action, an advocacy and education group based in San Francisco said, “It’s more common to hear that banks have lost paperwork than to hear that they received it and properly handled it”.
This sloppy and uncaring practice leaves HAMP participants open to the foreclosure nightmare, which has been further scrutinized by allegations of ‘robo- signing’. ‘Robo-signing’ is a process which mortgage companies signed and submitted court documents to justify the seizures of homes without verifying these documents were properly compiled and accurate.
Loan Modification To Lower Mortgage Payments
A HAMP loan modification is designed to lower mortgage payments to 31 percent of a borrower’s monthly gross income. This loan modification process often ends up in a bigger mortgage as accrued interest and additional charges are added onto the balance. Some HAMP loan modifications even add balloon payments to the loan that are must be paid when a house is sold or the mortgage paid off.
Loan Modification Programs Performing – Really?
According to a phone interview the loan modification program, Andrea Risotto, a spokesperson for the Treasure said, “The program continues to perform well,” she also stated “The target of affordability that HAMP put in place – this idea of 31 percent debt to income — which was far more aggressive than what was done historically, is helping homeowners sustain the modification over time,” but this does not take into consideration the many people that report having been put into foreclosure as a result of this HAMP process, discussed in other articles on this site and other sites.
I offer a Free – No Obligation Consultation And Preliminary Audit-review of your loan modification/mortgage situation as a first step to getting you help to stop foreclosure.
Call (888) 819-6554 or fill out the Stop Foreclosure Help email form,
Click Here —>> http://help-to-stop-foreclosure.net/
Resources:
http://www.bloomberg.com/news/2010-11-02/mortgage-modifications-meant-to-save-u-s-homes-push-them-into-foreclosure.html
Thinking About A Loan Modification – BE AWARE!
Filed under avoid foreclosure, foreclosure process, loan modification by 
July 16, 2010
Home foreclosures are unfortunately still a serious problem in our country. Though, foreclosure rates are down in areas such as Atlanta, that’s not the case in most of America. Each month, there are thousands of foreclosures in newspapers across the country and many predict the numbers will stay the same for some time to come.
Many attorneys that handle foreclosures are saying that they think what we’re seeing now will continue and foreclosures will continue on a steady pace.
There are alternatives to a foreclosure, one being something called a short sale; however not everyone qualifies. You see, it’s very costly for a bank to foreclose a home, then put it back on the market, and in many cases have to repair the house prior to placing it on the market.
Another alternative is to fight your foreclosure. I have successfully helped many of my homeowners stop the auction of their home by their banks and remain in their homes. I offer a free preliminary audit of your mortgage documents to see if I can help. I lost my home to foreclosure years ago and decided then and there to never let that happen again and to help anyone I can to avoid the same.
I offer a Free – No Obligation Consultation And Preliminary Audit of your mortgage situation.
Call (888) 819-6554 or fill out the Stop Foreclosure Help email form,
Click Here —>> http://help-to-stop-foreclosure.net/
Resource:
http://www.walb.com/Global/story.asp?S=12792338
Filed under avoid foreclosure, foreclosure assistance by
March 3, 2010
Accordning to Mercury News and writers Tracey Kaplan and Maria J. Ávila López “Increasing numbers of Californians are suing lenders to avoid foreclosures”
Statewide Federal Court Filing in California to stop foreclosure by homeowners has risen from 29 in 2005 to 1,395 in 2009, per PACER.
Like Californians people all over the country are finding out that they can fight back to keep their home
You Can too!
To get help to stop your foreclosure go to:
http://help-to-stop-foreclosure.net/wp-content/stop-foreclosure-fast-form.html
Filed under avoid foreclosure by
December 9, 2008
Help To Stop Foreclosure is introducing new foreclosure resources, video podcasts. This new member of the sites foreclosure solutions arsenal of resources will include foreclosure help and assistance through foreclosure videos and foreclosure podcasts. The first foreclosure video podcast has been added.
This first and new foreclosure podcast covers a fantastic tips and secret that you can learn more about in the in the new eBook to help you stop your foreclosure. The first podcast tip can help you void your mortgage and bring the lender/bank back to the negotiating and bargaining table. It can help you avoid and prevent foreclosure and keep your home and property.
Help To Stop Foreclosure is the place you can find many different areas of discussion on how to stop foreclosure, from TILA, RESPA and HOEPA to Bailout and Notary violations and fraud issues.
Check out the foreclosure video podcast and stay tuned/subscribe for many more.
Click here for the latest foreclosure podcast.
Click here for the first podcast.
Filed under avoid foreclosure, bailout, ebook, foreclosed homes, Foreclosure, foreclosure assistance, foreclosure bailout, foreclosure help, foreclosure podcasts, foreclosure resources, foreclosure solutions-1, foreclosure tips secrets, foreclosure video, foreclosure videos, foreclousure podcast, help to stop foreclosure, stop foreclosure, Stop Foreclosure Secrets, tips and secrets, truth in lending, video podcast by
November 24, 2008
Help To stop foreclosure has two members of it’s list of resources to help you stop foreclosure.
The two newest additions to the Help To Stop Foreclosure resources are the Help Desk and the Frequently Asked Questions FAQ’s. Check them out today to get some the assistance you need to prevent or avoid foreclosure on your property.
For the Help Desk CLick Here.
For the Frequently Asked Questions FAQ’s CLick Here.
November 4, 2008
It is Here! The Help To Stop Foreclosure New “Stop Foreclosure Solutions” EBook is here. It features the Top Ways Experts Use to Stop Foreclosure and the best common sense approaches. Get help to Avoid Foreclosure. The foreclosure solutions help you need is now easy to afford! Find out about the Foreclosure Bailout available for homeowners in need of stopping foreclosure and how to make it work for you. Yes now, Foreclosure Expert help and assistance is here and at a very very affordable price tag. Foreclosure help can be yours now – Please Order Today!
October 25, 2008
Help To Stop Foreclosure is featuring a new Foreclosure Solutions EBook soon. The EBook will contain great answers, solutions, tips and secrets to help avoid and/or stop foreclosure. The Ebook will be a very affordable way to get help you need to stop foreclosure and will come with a free whole hour of expert consultations. So if you have foreclosure problems and a need for assistance to stop foreclosure you need to get this new resource as soon as you can.
Filed under avoid foreclosure, Foreclosure, foreclosure answers, foreclosure assistance, foreclosure expert, foreclosure help, foreclosure problems, foreclosure solutions-1, Free Consultation Stop Forclosure Information, help to stop foreclosure, pre-foreclosure, stop foreclosure, Stop Foreclosure Secrets by
October 17, 2008
Foreclosure Solutions For You
Mortgage foreclosure is a process by which a mortgage holder (the mortgagee) try’s to regain possession of your home (the mortgagor) after some form of default. The most common form of default is non-payment and mortgage foreclosure begins usually after a few months of non-payments.
Right now home mortgage foreclosures are at a 4 year all time high. Many people need to prepare themselves to handle stopping mortgage foreclosure of their home and need expert help and solutions to do so.
Since mortgage foreclosures are on the rise it is easy to become one of the statistics, so do your best to not let yourself become a foreclosure statistic and let that happen to you. Get the expert help to find the foreclosure solutions that are just right for you.
Finding bank/lender violations is one of the best ways for stopping foreclosure, but analyzing mortgage documents for violations can be a complex task and most need help.
This already complex matter is further complicated by people being emotionally caught up in trying to save their homes and avoid/stop foreclosure, so get the assistance and find the foreclosure solutions you need. You need not try to do it all, get the help you need. It does not have to be that expensive.
Get your Help To Stop Foreclosure Today! Let’s chat. Chat online or call today!
October 16, 2008
A new foreclosure solutions Ebook is launching soon, writen by foreclosure stopping expert Guy Te of Help To Stop Foreclosure. Learn about stop foreclosure solutions that can help you stop your foreclosure fast. The EBook comes with one hour of free consultations with a foreclosure expert that can help you with great solutions and to avoid foreclosure. Coming Soon!
Filed under avoid foreclosure, foreclosure expert, foreclosure solutions-1 by
October 12, 2008
Get Help to Stop the Bank Foreclosure Action Against Your Home Today! Stop Pre-Foreclosure in it’s Tracks. Don’t Let Your Home Become one of the Foreclosed Homes on the Market today.
You can stop house foreclosure ASAP! Don’t let you home become one of the bank foreclosures that are so wide spread; stop you home from being a foreclosure home lost to the banker
We help people in foreclosure homes stop the lender/creditor/bank from taking their house and their home being foreclosed on. Don’t let your home become on of the foreclosed homes on the market today!
Help to Stop Foreclosure experts give bank foreclosure assistance to people just like you living in foreclosure homes to stop the lender from taking your house. We want to help you keep your home from being foreclosed on. We can help people avoid foreclosures, as we can with you. Let us assist you in keeping your home from being put in the foreclosed home – foreclosed property listings.
Bank foreclosure or your home is a ruff thing to deal with. Many people living in foreclosure homes like you right now are looking for ways to keep their homes. People are in great need to find foreclosure solutions that can save their home and credit. Homeowners need real bank foreclosure law answers that can help to stop foreclosure problems they are having right now. Many have found the assistance they need. They are fighting and many winning and stopping the lenders from making their property a foreclosure home.
Just like these homeowners don’t let your home be foreclosed on. Get the help you need to stop your creditor from taking your house and property. Let me and my team gives you assistance today! We can help people avoid foreclosures so let us help you avoid foreclosure too ASAP!
It is very possible for homeowners to avoid foreclosures and keep their homes off the Big Bad Banks foreclosed home and foreclosed property listings. Knowing and using foreclosure law can and showing the banker his violations can help you stop the foreclosure action against you. Contact me today!
Avoid ForeclosureMany people are seeking to avoid foreclosures because they have homes in foreclosure today and they need to avoid foreclosure just like you. Chat Today! Click Here |
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December 31, 2007
Bankers and other Mortgage creditors don’t want you to know that there are many, many foreclosure law(s), codes, rules and regulations that provide for your consumer or buyer protection and there are too many for them to follow and make the profits they really want to so they may cut corners and forget to comply with some or many of the regulations, by mistake of course! Creditors count on the ignorance of the people and that is how they are able to get way with being in violation of so many rules. They count on the fact the vast majority of the time people will not find out about the violations they have engaged in writing up and getting you to execute your agreement with them over your mortgage.
They also depend on the fact that there are few if any competent expert sources that know about these laws that people can seek help from to check on if the bank violated the law in there mortgage agreement and to what extent. Up until recently that may have been true, but now there are a few really good sources of expert help to wade through the banks smoke and mirror agreements and find their violations. Watson Lord & Watson’s Mortgage Foreclosure Relief and Elimination Program is one such source available to you.
Click on these links and take advantage of our Foreclosure Chat and get answers to your Foreclosure Problems today!
Avoid Foreclosure
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