Qualified Written Requests

The bank must answer your questions about the loan and agreement; however, they don’t want to because the answers may reveal mistakes fraud, misrepresentations, unjust enrichment and a host of Truth in Lending disclosure violation and violations or other law like RESPA, HOEPA, Fair Debt Collection Practices Act, etc…. However, they are required to answer…

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Special Rules and Workout Options

There are special rules or special rights that apply to different types of mortgages that when used properly can to help stop a foreclosure. There are special rules and rights that apply to variable rate mortgages, fixed rate mortgages, FHA, VA, and RHS mortgages and special workout options with Fannie Mae, Freddie Mac, HUD, VA,…

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Stop Banks/Bankers, Creditors and Debt Collectors:

You can stop bankers, creditors and debt collectors from foreclosing and taking your home and property. There are typically numerous violations of the law in mortgage agreements closings and pre mortgage settlement activities. Don’t let the mortgage company get away with taking your home when you may have thousands of dollars due you in refunds…

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Overcharges

It is estimated by government studies that over: 40% of homeowners are due refunds over $1,400 20% of the refunds that are due range between $3,000 up to more than $9,000 or more 12% of people who own homes are due a refund of over $9,000 65% of escrow accounts are in violation or federal…

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Your Mortgage can be Re-written

If there are violations in your mortgage agreement you can force the lender to re-write your mortgage agreement and this time to your benefit and not the mortgage company’s benefit.  When your mortgage is re-written it may include a significantly reduced principle and interest rate because of awards and refunds you are due as a…

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Stop Foreclosure Secrets

With foreclosure expert help people can learn many of the tips, tricks and traps the lenders use to trap people into foreclosures with predatory lending practices These practices are done by many bankers’ finance companies, creditors and debt collectors that do not want you to know about them.  But with expert help you can find…

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